There’s not always a lot of extra time in my schedule as a new, working mom, but one thing that I try to consistently make time for is cleaning and organizing the house.
You might have mastered your monthly budget, but it never hurts to have extra income to help out. Finding ways to make extra money in your spare time (if you have it) is a great way to add to your savings, or give yourself a little extra spending cash.
We’ve been in our new house for about 3 months now, and we’ve finally settled into a place that feels like ours. While we can appreciate all of the extra storage we now have available (and believe me, we have DEFINITELY taken advantage of that), all of the “stuff” we’ve acquired has become painfully obvious to me.
So many of us lead busy, bustling lives nowadays, and it’s hard to find enough time in the day to finish all that we need to. Sometimes this can lead to extra “convenience” spending in order to have someone else take care of things that we could probably do on our own. Consider making more of an effort to try your hand at do-it-yourself projects.
Wedding season is upon us! We’re getting ready to attend our first one of the year in a few weeks. This year’s agenda is considerably smaller than last year’s – we only have two as of now, but last year we attended NINE (in addition to our own), a majority of which were out of town. I really love going to weddings… free food & drinks, dancing, and family & friends, what’s not to like?
It’s finally starting to feel more like spring instead of winter, and I’m anxiously awaiting the moment that I can open all of my windows and let fresh air into the house. This is usually the time that I start to pack away cold-weather items and clean spaces from top to bottom.
Something I hear too often that makes me cringe is “I haven’t been able to find a job doing X, so I’m going back to school (or going to grad school) for Y”. Going back to school is a super expensive proposition! Not only is there an opportunity cost (time used for money you could be making elsewhere) but the degree itself also costs a bunch. It’s unlikely in most cases that you’ll come out on top.
When I was 23, my biggest worry was that I wouldn’t have enough money in my Checking account. But once you start following the BudgetSimple Financial Game Plan you are going to have a different problem. TOO much money in your checking and savings account.
Everyone has different philosophies about how to get out of debt and build savings. Here is the basic strategy we recommend you follow. You may already be doing these things, but I ve tried to order all of my strategies by importance, so ideally you ll do number one before number two, etc
As children, we are like little sponges. We soak up everything about our environment and every lesson we are taught. Things from sharing to being nice, the lessons taught in our formative years carry with us for life. Is finance any different?