About 20 Something Finance:
Welcome to 20somethingfinance. I am the author, G.E. Miller. Long story short: I went from zero savings and significant debt after graduation, to saving over 85% of my income in just a few years. I am embracing every aspect of a financially responsible, engaged, environmentally-friendly, frugal lifestyle. And I’m chronicling my journey to financial independence on this site. Spoiler: utilizing the ideology and strategies that I write about on this site, I am now financially independent. 20somethingfinance is 11 years old and has become one of the most popular personal finance blogs in all the land. Also – don’t let the name of the blog scare you off. If you’re not in your 20’s, that’s OK. I no longer am either (but the blog is stuck with the name), and 50%+ of the readers here are over age 30 anyways. Learning and sharing knowledge of personal finance is ageless.
Recent Posts from 20 Something Finance:
- Are Wi-Fi 7 Routers Worth the Cost Versus Wi-Fi 5, 6, & 6E?by G.E. Miller on March 27, 2024 at 3:45 pm
Wi-Fi 7 Routers are Here If you blinked, you may have missed the news that new Wi-Fi 7 router technology launched earlier this year. The new technology promises some fairly big upgrades over Wi-Fi 6 and Wi-Fi 6E routers, and the ISPs (at least) are jumping on board quickly. Xfinity, for example, announced that later this year, they will be launching a gateway device with a DOCSIS 4.0 modem and Wi-Fi 7 router technology in the 2nd half of 2024. But, for those in favor of owning their own modems and routers to save on the outlandish monthly ISP modem The post Are Wi-Fi 7 Routers Worth the Cost Versus Wi-Fi 5, 6, & 6E? appeared first on 20somethingfinance.com.
- CFPB Rule Caps Credit Card Late Fees at $8: Everything to Knowby G.E. Miller on March 16, 2024 at 10:45 pm
The CFPB Announces a New Credit Card Late Fee Cap of $8 The Consumer Financial Protection Bureau has announced a final rule that they are capping credit card late fees at $8 for most credit cards (down from the current average of $32) – as part of a broader government-wide effort to curb corporate “junk fees” for consumers. The move is projected to save Americans $14 billion. This sounds great, on the surface, but there are some potential risks for consumers that aren’t disciplined in following the best practices with credit cards. I’ll get into the why, but let’s first The post CFPB Rule Caps Credit Card Late Fees at $8: Everything to Know appeared first on 20somethingfinance.com.
- BJ’s Wholesale Club Membership Discount Offer: $20 + Rewardby G.E. Miller on March 13, 2024 at 2:20 pm
Groupon is offering BJ’s Wholesale Club membership discounts of $35 off of the purchase of a new annual “Club” membership (normally $55) with auto-renewal – leaving a cost of $20 for membership. Those who claim the offer are also eligible for a bonus $20 reward after making a $60 purchase within 30 days of membership enrollment. This offer is available on new BJ’s Wholesale Club memberships. Read on for more details on eligibility, terms, and how to get this BJ’s Wholesale Club membership deal offer. BJ’s Wholesale Membership Discount Offer Details: BJ’s Wholesale Membership Offer Link: BJ’s Wholesale Club membership The post BJ’s Wholesale Club Membership Discount Offer: $20 + Reward appeared first on 20somethingfinance.com.
- How to Pay Taxes with a Credit Card (and Profit) in 2024by G.E. Miller on February 24, 2024 at 9:57 pm
This overview on how to pay your taxes with a credit card (to the IRS) has been updated for the 2024 tax season. Want to take a bit of the sting out of paying taxes? Good news. You can easily and quickly pay taxes with a credit card and simultaneously profit from doing so. I didn’t know this was possible until a few years ago and it definitely makes my “financial knowledge I wish I had known sooner” list. You do, however, have to pay attention to the details when paying your IRS taxes with a credit card. Otherwise, you The post How to Pay Taxes with a Credit Card (and Profit) in 2024 appeared first on 20somethingfinance.com.